Privacy and Security

Privacy Statement
Crumdale Benefits is committed to protecting your privacy and developing technology that gives you the most powerful and safe online experience. This Statement of Privacy applies to the Crumdale Benefits website and governs data collection and usage. By using the Crumdale Benefits website, you consent to the data practices described in this statement.

Collection of your Personal Information
Crumdale Benefits collects personally identifiable information, such as your email address, name, home or work address or telephone number. Crumdale Benefits also collects anonymous demographic information, which is not unique to you, such as your ZIP code, age, gender, preferences, interests and favorites.

There is also information about your computer hardware and software that is automatically collected by Crumdale Benefits. This information can include: your IP address, browser type, domain names, access times and referring website addresses. This information is used by Crumdale Benefits for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the Crumdale Benefits website.

Please keep in mind that if you directly disclose personally identifiable information or personally sensitive data through Crumdale Benefits public message boards, this information may be collected and used by others. Note: Crumdale Benefits does not read any of your private online communications.

Crumdale Benefits encourages you to review the privacy statements of websites you choose to link to from Crumdale Benefits so that you can understand how those websites sites collect, use, and share your information. Crumdale Benefits is not responsible for the privacy statements or other content on websites outside of the Crumdale Benefits and Crumdale Benefits family of websites.

Use of your Personal Information
Crumdale Benefits collects and uses your personal information to operate the Crumdale Benefits website and deliver the services you have requested. Crumdale Benefits also uses your personally identifiable information to inform you of other products or services available from Crumdale Benefits and its affiliates. Crumdale Benefits may also contact you via surveys to conduct research about your opinion of current services or of potential new services that may be offered.

Crumdale Benefits does not sell, rent, or lease its customer lists to third parties. Crumdale Benefits may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your unique personally identifiable information (email, name, address, telephone number) is not transferred to the third party. In addition, Crumdale Benefits may share data with trusted partners to help us perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to Crumdale Benefits, and they are required to maintain the confidentiality of your information.

Crumdale Benefits keeps track of the websites and pages our customers visit within Crumdale Benefits, to determine what Crumdale Benefits services are the most popular. This data is used to deliver customized content and advertising within Crumdale Benefits to customers whose behavior indicates that they are interested in a particular subject area.

Crumdale Benefits websites will disclose your personal information, without notice, only if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on Crumdale Benefits or the site; (b) protect and defend the rights or property of Crumdale Benefits; and, (c) act under exigent circumstances to protect the personal safety of users of Crumdale Benefits, or the public.

Use of Cookies
The Crumdale Benefits website use “cookies” to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a webpage server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you and can only be read by a web server in the domain that issued the cookie to you.

One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the web server that you have returned to a specific page. For example, if you personalize Crumdale Benefits pages, or register with Crumdale Benefits site or services, a cookie helps Crumdale Benefits to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same Crumdale Benefits website, the information you previously provided can be retrieved, so you can easily use the Crumdale Benefits features that you customized.

You can accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the Crumdale Benefits services or websites you visit.

Security of your Personal Information
Crumdale Benefits secures your personal information from unauthorized access, use or disclosure. Crumdale Benefits secures the personally identifiable information you provide on computer servers in a controlled, secure environment, protected from unauthorized access, use or disclosure. When personal information (such as a credit card number) is transmitted to other websites, it is protected using encryption, such as the Secure Socket Layer (SSL) protocol.

Red Flag Rules
Crumdale Benefits complies with the Red Flags rules established by the FTC. Our identity theft prevention program is current and available to clients upon request.

Changes to this Statement
Crumdale Benefits will occasionally update this Statement of Privacy to reflect company and customer feedback. Crumdale Benefits encourages you to periodically review this Statement to be informed of how Crumdale Benefits is protecting your information.

Contact Information
Crumdale Benefits welcomes your comments regarding this Statement of Privacy. If you believe that Crumdale Benefits has not adhered to this Statement, please contact Crumdale Benefits at [email protected]. We will use commercially reasonable efforts to promptly determine and remedy the problem.